Ginny's is just a bunch of bad actor scammers that will steal your identity, will open a credit account in your name, and will send you items you purportedly ordered and never received, and then they will threaten to trash your credit score, your ability to purchase a car, your ability to obtain employment, your ability to obtain housing if you don't pay up. Sounds pretty cancerous to me.Here is what I did to combat this fraudulent company:File a identity theft/fraud complaint with Identifytheft.Gov, your State's Attorney General, and the three Credit Bureau's, Experian, Equifax and TransUnion.Then contact the three credit bureau's and put a freeze on your credit report.(Creditors now cannot open an account without your consent).Then place a fraud alert with the three credit bureaus on your Ginny's account.It does take some time and effort, but it was worth it. I didn't get scammed $525 and my trashed credit score was restored back from 662 to 818.More than likely Ginny's will then close your account and walk away from their scam.Tip for consumers:Stay away from these Identity Theft scammers
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