I bought a 2021 Buick through GM Financial. I had it refinanced about a year and a half later to cut the interest rate. I was never late on a payment and always paid more than my minimum payment. I went Friday to purchase a new 2023 Cadillac and was denied by GM Financial. Evidently my excellent credit history with them meant nothing. My credit score was higher now and income was comparable. It was very upsetting that my excellent history meant nothing.
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GM Financial provides auto loan financing through auto dealers across the US & Canada, servicing consumers and dealers with competitive financing and lease programs.