I want to highlight something crucial as many people overlook the difference between true 0% interest and deferred interest. This financing option was genuinely 0% promotional interest — not the type where they charge interest retroactively if you don’t pay off the total. I didn’t pay the full balance during the promotional period but made significant payments. When the promo ended, interest only applied to the remaining balance. Everything worked as described, with no surprise charges or retroactive interest. If you understand the terms and use it responsibly, this financing can be fair and transparent.
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GreenSky LLC is a financial technology company founded in 2006 based in Atlanta, Georgia.