Absolutely terrible extras insurance, barely covers anything, you’re better off saving your premium and using that money to pay for things. Did not cover my preventative dental device (night splint) even though I am covered for preventative dental, they just tried to upsell me to top cover and then I would have to wait 12 months to claim. Scam
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HCF was formed in 1932 to provide health insurance cover to Australians.
