HCF Australia are the worst health care provider in Australia today. Despite their advertising and consistent drumming into you that they care about people, they will consistently try to find cause to decline your cover any way they can.My wife has been diagnosed with a sinus condition only at the beginning of August, for years, yes she's suffered, but was told it was an infection, provided with antibiotics and no doctor has ever looked into her condition.Now we finally new what was wrong, and had booked my wife into healthcare, HCF purposely went out of their way to find cause to decline paying for the surgery, only 24 hours before she's due to go under the knife.At $300.00 plus a fortnight ($600.00 a month) for a COUPLE, without kids, they are expensive, and are not there for you when you need them.We'd previously been with NIB and AHM and had no issues, from the moment we switched to HCF it's been a nightmare, from coverage to even getting our cards sent to us.DO NOT GO TO HCF EVER. Do not use them, they are the worst. Any other healthcare provider is better.
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HCF was formed in 1932 to provide health insurance cover to Australians.
