I pay $163 per week for cover for my husband and myself. I've just found out that I'm not even covered for glasses, optical and dentists are extra! I went online to.do a new quote and it wasn't even an option to not do hospital cover. Also why does Lifetime Cover Levy exist when you are penalised by the government at tax time for not having private health? And then penalised again by the company when you do take out the cover? That is double dipping. At this point it's easier and cheaper to just pay out of pocket and stay public. What you pay in taxes and out of pocket plus insurance premiums, just simply skip paying premiums to a company that doesn't cover you for actual stuff you're likely to use.
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HCF was formed in 1932 to provide health insurance cover to Australians.
