I have been happy in my dealings with Heartland Bank.I initially opened a business account and invested a small amount in a term deposit account. Easy process and I heard back from a bank representative within a day of sending an email.I recently opened a personal account to place funds on savings.Heartland have better rates than many other banks. I assume it is because of little simplistic things like lack of clearing funds within a short timeframe (mostly overnight clearing with bank to bank), bit more difficult to open up accounts etc.I am happy with that as all I want to do is place some funds in a savings account to save up for a wedding. We are not talking about a huge amount of money.At least I feel like my money is secure.
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