Heartland are very very keen to notify you when the interest rates for their savings accounts increase.But what has disappointed me is:NO notification at all if the interest rate goes down. So if you are counting on a deposit growing a set amount, you will not know until you look at your balance that the interest rate has decreased."Fine print" that is mentioned but not fully explained. eg to get an unforeseen emergency amount out of a 90-day account : I was told a "small fee" would be charged. The small fee was $1200!
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