I approached Heartland in response to their TV Advert which I found a little unbelievable, “approval in 30 minutes “ type of ad.That didn’t work in my case and it took a few days which I found remarkable.When the banker / appraiser rang me it was obvious he had a good grasp of small business and cash flow issues we face.He split my loan in half with one half being a revolving credit which is fantastic and it has solved my seasonal cash flow issues totally.I am on the West Coast if the South Island and we have our own Development Trust, I did st one point have a business loan there however their draconian terms and conditions nearly crippled my business, Heartland is a totally different ball game and I have no hesitation recommending them.
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