THE HOME EMERGENCY COVER STATES IT COVERS BLOCKED DRAINS, BUT THIS APPEARS NOT TO BE QUITE TRUE. IF YOU HAVE FAECES COMING THROUGH THE DRAIN COVER THEY ARE NOT INTERESTED UNLESS IT MAKES ITS WAY INSIDE THE HOUSE, EVEN THOUGH I AM RESPONSIBLE FOR THE DRAIN AND IT IS ON MY PROPERTY. THEY JUST SAY "terms and conditions".
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It is named after the town of Halifax, West Yorkshire where it was founded as a building society in 1853.