home-insurance.halifax.co.uk

1.3
1.3 Based on 201 reviews

It is named after the town of Halifax, West Yorkshire where it was founded as a building society in 1853....

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Average Rating

1.3

/
5

201 Reviews

5 Star
7%
4 Star
0%
3 Star
0%
2 Star
1%
1 Star
91%

All Reviews

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Review Time

German Car Fan
Avoid this big named, con of a company

You assume going with a known strong branded company would be the wise choice! you couldn't be any more wrong!! Avoid this sham of a company! will instruct arrogant, rude, poor time keeping third party contractors to pick fault with any claim . Like for like clearly isnt what you assume when taking out a product. Matching items is the one they get you on! absolute joke.

1
Date of experience: Apr 07, 2026
German Car Fan
You assume going with a known strong branded company would be the wise choice! you couldn't be any m

You assume going with a known strong branded company would be the wise choice! you couldn't be any more wrong!! Avoid this sham of a company! will instruct arrogant, rude, poor time keeping third party contractors to pick fault with any claim . Like for like clearly isnt what you assume when taking out a product. Matching items is the one they get you on! absolute joke.

1
Date of experience: Apr 07, 2026
Marymc
Shocking

We have been waiting over 4 months for a bathroom leak which destroyed our downstairs bathroom..the halifax staff are always lovely when you speak to them but apparently in our case, its the loss adjuster who should be completing the claim. We have sent emails , telephoned, left messages . Its an absolute disgrace to treat people like this, just leaving us in limbo. I cannot believe how bad the reviews are on this site. Would be interested to hear a halifax response

1
Date of experience: Mar 23, 2026
Jamil Sheriff
Don't turn up when they say they will

Don't turn up when they say they will. All done through sub-contractors. Disorganised and chaotic service. Do not recommend.

1
Date of experience: Mar 22, 2026
Deirdre Jennings
Less than one star!

If I could rate Halifax less than one star I would. I received a Home insurance renewal letter on 4th January saying my insurance would automatically renew on 6th February unless I contacted them to cancel. I renewed my insurance online but received absolutely no confirmation by email or post since then. The only thing I did see was that my monthly payments increased in line with the figures they quoted on their renewal notification.I called them today to try to get my certificate of insurance, having first tried to chat/message Halifax online which was “not available.” During my call the agent was quite dry and unfriendly and she stated that they do not issue a certificate of insurance. It appears Halifax want to push ALL customers to manage their insurance online and offer no obvious alternative if this is not the customer’s preference or if they cannot access their policy online. I will make every effort to get a better rated insurance company at next renewal and only hope I do not have any claims or problems with my home during the current year as I have so far had an unsatisfactory experience and read from other reviews on Trustpilot that Halifax customer service is very poorly rated.

1
Date of experience: Mar 18, 2026
Graeme Hunter
9 months ago we had a leak under our…

9 months ago we had a leak under our house. It’s still not fixed, and the company appointed by Halifax to do the repair don’t seem to think it’s their responsibility. Customer service basically shrug their shoulders. Horrified by the time this has taken, the lack of communication and customer support. Avoid this company at all costs.

1
Date of experience: Mar 18, 2026
Sharon
Hopeless …

Rang Halifax Home Emergency as have leak from a pipe near the water tank and have no water, Hive is not working water came through ceiling. We were told as we didn’t know where exactly the problem is or coming from we have to call out a plumber first to find out what’s wrong!!! I have never in all my life heard such nonsense! Don’t touch them just don’t bother, call it emergency cover? It’s a joke! we pointed out we are not plumbers funnily enough hence opted for emergency cover.

1
Date of experience: Mar 16, 2026
Marc Seven
New Customer - Appalling Service - Will NOT Renew! - ZERO STARS!

I'd give ZERO STARS, if it were possible! I inherited my parents house. Unfortunately, I chose Halifax Home Insurance! I'd been living here for less than 3 months, when my toilet blocked so badly, it flooded my garage. I couldn't use the shower or toilet, and had to "go" in a BUCKET!On 23 February 2026, I called Halifax Home Insurance. I was told my call would be answered in "2 minutes." I was on hold for almost 2 HOURS, and was asked 16 TIMES what the call was about! It almost drove me insane! After 1 hour, the call dropped, and I had to phone back and go to the back of the queue. In the end, I hung-up, because it was past closing time. I have emergency cover for my electrics and plumbing, for all the good it did me!My toilet remained blocked for 5 days, before finally clearing itself. Halifax Insurance Customers should be prepared to defaecate in a bucket and dump it in the garden, because you WON'T get any help from these clowns!Halifax Home Insurance is a JOKE! I no longer trust them, and I will NOT be renewing.Really, really disappointed and annoyed at the total lack of Customer Care! Go with Halifax at your peril!Awful, awful, awful! ... Did I mention they were awful?

1
Date of experience: Feb 23, 2026
Barbara Flatts
AFTER READING THE REVIEWS

AFTER READING THE REVIEWS, I WAS GOING TO CHANGE MY INSURERS AT THE END OF TERM. AFTER MY EXPERIENCE WITH HALIFAX, I WILL DEFINITELY NOT BE CANCELLING THE POLOCY . AFTER AN ESCAPE OF WATER CLAIM, I HAVE RECEIVED EXCELLENT SERVICE. THE PHONE WAS ANSWERED QUICKLY BY VERY PLEASANT AND KNOWLEDGEABLE STAFF WHO DEALT WITH MY QUERYS VERY QUICKLY AND EFFICIENTLY WITHIN HOURS. THE CONTRACTORS THEY QUICKLY SENT IN WERE ALSO POLITE AND EFFICIENT . I WILL SUBMIT ANOTHER REVIEW WHEN THE WORK IS COMPLETE, BUT I AM NOT EXPECTING ANY PROBLEMS IF THE SAME SERVICE CONTINUES. ALL THE PEOPLE I HAVE DEALT WITH ARE A CREDIT TO THIER COMPANY.

5
Date of experience: Feb 19, 2026
Guy Rintoul
Home Emergency Cover is a disgrace

Home Emergency Cover is an absolute disgrace. Suggested that despite my drain being completely blocked (meaning all toilets and sink were unusable, resulting in filth flowing across my hallway floor) that it was acceptable for me to wait until the next afternoon for a plumber. They said this was because they only worked with 2 or 3 contractors. Then, they gave me the option (not really a choice) of finding my own contractor, so I had to do all the phoning, legwork etc. They have now not come back to me about reimbursement within the promised timeframe, so I am out of pocket, having done most of their work for them, with terrible communication, and not providing a core part of the service. Disgusted.

1
Date of experience: Feb 19, 2026

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