I can honestly say it's pretty pointless having a policy with this company. Firstly, it takes ages to submit a claim and then they find anyway of not paying. Want numerous photographs but never send an assessor out to see the damage. It's very frustrating and upsetting dealing with this company. I hope there are better companies about.
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It is named after the town of Halifax, West Yorkshire where it was founded as a building society in 1853.