I've lived at my late Father property for decades, the policy was transfered to his executors after his death over thirty years ago. I'm the current owner and only recently had a letter from Halifax to discuss current ownership status. I phoned them and after wading through numerous menus and recorded warnings messages about how they would share my data etc. I eventually got through to a human. To cut a long story short I was told that the cover would cease mid January. No attempt to switch it to my name or offer a route to make it easy for me to continue cover. No attempt to pitch an alternative package. I was just told it would cease and I'd have to find my own insurance. I have paid the insurance without missing any payments or claiming. I'll point out the lady I spoke to was pleasant and curteous albeit matter of fact. I guess you already know but if anyone like the Halifax tries to sell you the idea that they are customer focused ...it's not the case. Please don't be loyal and don't believe "we are all there for each other" approach. We are just numbers and such companies are machines that run the numbers.
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It is named after the town of Halifax, West Yorkshire where it was founded as a building society in 1853.