incharge.org

4.7
4.7 Based on 242 reviews

Debt Relief Solutions: Nonprofit Credit Counseling, Debt Management and Debt Consolidation. Helping Millions Become Debt Free Since 1997....

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Average Rating

4.7

/
5

242 Reviews

5 Star
85%
4 Star
8%
3 Star
2%
2 Star
3%
1 Star
2%

All Reviews

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Review Time

January
Good but don't ask a question in client area

Okay they were good until I asked them Bankruptcy through there client area and then they shut off the autopay, this made me miss a payment on all bill and the creditor been blowing up my phone.I ask 3 people who work for Incharge if they are going to take the money out of my bank account automatically and each person said Yes.They never took money out and I missed a payment.Now I'm no longer with them.

2
Date of experience: Jul 03, 2025
Zoe C.
My debt is still going up

I have been paying Incharge monthly, but my credit card debt is not going down and I continue to get high interest charges on my account. I want my debt to go down, not up.

2
Date of experience: Jun 29, 2025
Skyler Price
Useless

Useless. I didn’t feel great about myself needing to reach out to a service like this. Then I felt judged and worthless all in an 8 minute call.

1
Date of experience: Jun 20, 2025
TR58
Payments are way too high.

2
Date of experience: Feb 14, 2025
Bramwell
There is no easier way to get out of debt!

You made the process so easy and simple! I am getting debt free with one affordable monthly payment. I can't recommend this service enough!

5
Date of experience: Feb 13, 2025
Allen
Saved my sanity

They arranged a sensible payment plan on my behalf and I pay less each month but because of the dramatic decrease in interest I'm paying my debt off much faster. They are wonderful to work with. The problems that feel insurmountable, they make quick work of

5
Date of experience: Feb 13, 2025
Lotty
I continue to receive letters from my…

I continue to receive letters from my credit card companies that I have in my loan with you threatening me with canceling because you are paying them past the due date. I would have never consolidated if I had known this stress would continue like this. This should be something you agree on with them at the time of settlement. They won't talk to me about it.

2
Date of experience: Feb 08, 2025
Ethan H.
I have been with ICDS for over a year

I have been with ICDS for over a year. My experience has been good. They send me reminder emails every month before my payment is due. They let me know if there’s any issues. I go into my accounts every couple of months to make certain the amount still due is correct. It is nice to be able to just check your accounts without having to call the office.. All documents are on your account so you can view them at any time.

5
Date of experience: Feb 06, 2025
Caden A.
Commitment

Commitment, trustworthy

5
Date of experience: Feb 03, 2025
Drew Foster
Awesome company

Thank you so very much 😊

5
Date of experience: Jan 11, 2025

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