indigocard.com

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1 Based on 41 reviews

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Quentin Taylor
Not recommended for credit rebuilding efforts.

This card is not suitable if you're looking to rebuild your credit. I would not suggest getting it. There are better alternatives available. I consistently paid my bill early each month and was never late, yet they failed to report my positive payment history to the credit bureau. I've heard from others that they will report if you're late, but that doesn't help much. It seems unreasonable to keep this card when it offers no advantages and no credit limit increases. I don't see the point in having a card that doesn't provide any real benefits.

1
Date of experience: Jan 17, 2026

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