As others have noted, the situation is disappointing. The advertised interest rate is unlikely to match the actual return. Fees can negate any interest earned. If you're curious about the charges, consult the documentation and talk to the support team. Be cautious—switching products can incur costs, and with rates dropping, you might end up paying more in fees than earning interest. They are also slow in releasing funds, making it frustrating at times. It may be wise to explore options with a financial advisor to avoid keeping your funds here.
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