In 2020 I was with RSA Insurance (home). They were bought by Intact in 2021. I can only blame myself for not keeping on top of this. Since 2020, my premium has gone up by more than 140%. Yes, that is accurate. Since insured by Intact (2023-don't have '22 paperwork). Premium has increased +106%. From last year to this years renewal it increased +16%. Having said that. No renovations other than maintenance done to my home. Only inflation and whatever they deemed the value. I made no changes to my policy. This year I paid attention and Intact wouldn't budge. I went with Belair and bundled my (1) car insurance. With better home coverage. I saved over $3600 on my house premium. WOW!! One more thing...I cancelled before the renewal date but they managed to take their automatic withdrawal of $400+. Now I'm to understand its going to take them over two weeks to refund me that money. It's my opinion that Intact (as well, other's) are just legal criminal organizations ! Be careful. Do your due diligence. They could care less.
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