This is a terrible company that prays on vulnerable women. All of the hosts ingratiate themselves with the viewers, by referring to them as 'ladies' and 'girls' - which is also kind of sexist, considering they may also have some male viewers. But they make it easy for people to throw away their money, with 4 easy payments, and they let people run up concurrent purchases with this kind of payment scheme -- without considering that the buyer might be like a problem gambler, and putting themselves into thousands of dollars of debt. They are not community minded, you do not see the person face-to-face - which is part of their success; they are not a bricks and mortar shop, and they do not build meaningful relationship with their customers, like shopkeepers in real life do, which would then give them a chance to see and realise that their customer is a vulnerable person, like an old lady in her 80s, and should be treated with care, and not allowed to run up a whole lot of debt on a credit card.
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TVSN is an Australian and New Zealand broadcast, cable television and satellite television network specializing in home shopping.