It was a nice card for the time being and the people are fast to help however don’t plan on ever having an emergency or loosing a job. They do NOT do credit transfers and won’t let you slowly pay it off. I was always good abt paying it off on time till I lost a job and all the payments hit at once making the “daily payment” over a 1k. And as I said before I had to pay it all upfront. I missed the payments twice and my credit score went from a 720 to now a 615 basically they trapped me into my debt and didn’t give me any help to get out, no transfers, no paying it off in increments ( like normal card ) I finally paid it off and will never use this card again.
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