If I could give 0 stars I would, do NOT by any means take out a personal loan with these guys.....first of all their rates are obscene (but many others are too so that is a wash), second of all to get a response from an email is like pulling teeth and calling is not much easier with the English language not being anyone's first in the call centre......next, even after paying off the loan they try to say there is a balance owing when there is not but you cannot close the account without paying it off in full.....getting a payout/closure letter takes days, if not up to a week....I seldom write any reviews but this one had to be written
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