Don't be fooled by reviews of people who have only just started with them praising their interest rates. It won't last long! A few months after I started with Loans.com.au there was an interest rate rise even though there was no rise in official interest rates. After that there were 6 official decreases in rates. They passed on just 3 in full, 2 partially and one not at all. Now there have been 10 raises, all passed on in full of course. The difference between official rates and their rate is nearly 1% more than it was at the beginning. They try and say cost of money... But when I took my loan 5 years ago money was alot cheaper than it is now yet new customers are being offered rates more than 2% less than mine at present. Moral of the story... Once you're with them they won't look after you.
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