loans.com.au

1.2
1.2 Based on 21 reviews

loans.com.au offers you a smarter way to get your home loans and car loans settled. One of Australia's leading online lenders. Apply now. ...

Unclaimed Profile
Business profile not claimed
This business hasn’t yet claimed their profile on our platform and may be unaware it's listed. As a result, their rating might not fully reflect their customer service or responsiveness.

Average Rating

1.2

/
5

21 Reviews

5 Star
0%
4 Star
5%
3 Star
0%
2 Star
5%
1 Star
90%

All Reviews

Filter Reviews

Review Time

Sylvie Harris
Total disappointment and frustration

A total disappointment and frustration. After two months of continuous communication, it seems like nothing was achieved. It’s clear that my financial documents were never truly reviewed. I even secured a property contract, only to be denied at the last moment, even though my financial status was consistent with the pre-approval. To make matters worse, I later received full approval from another institution without issues. I was in touch with the administrative team, while an ineffective finance team seemed to be making decisions without proper evaluation. There was a complete lack of accountability and transparency. I would be curious to see their loan records; they might be struggling. I recommend avoiding this service.

1
Date of experience: Dec 27, 2025
Alvin B.
Terrible service

Scammers! I had to go through a very difficult process and wasted a lot of time. I would advise against using their services.

1
Date of experience: Dec 24, 2025
Rendell Smith
Avoid this company!

This company is terrible to deal with! Very untrustworthy. Look elsewhere and don’t waste your time.

1
Date of experience: Dec 11, 2025
Vol_fang
Complete waste of time and effort

A complete waste of time and effort. After two months of back and forth, it seems clear that the financial documents I submitted were never properly reviewed. I even secured a contract on a property, only to be rejected at the final stage, despite my financial situation being unchanged from the initial pre-approval. To make matters worse, I later received full approval from another institution without any issues. I was dealing with the administrative team, while an ineffective finance team seemed to be making decisions without adequately assessing my case. There was zero accountability and transparency. I would be interested to see their loan records; they might be struggling. I recommend steering clear of this service.

1
Date of experience: Nov 12, 2025
Dwingler
Avoid at all costs

Awful support and I felt ripped off for over $6,000 due to their misleading communications! I had been paying more than the minimum on my mortgage for months and submitted a request for a permanent reduction, but instead, they increased my mortgage balance by $5,000, then reduced it by the same amount, leaving my balance unchanged while I ended up with an arrears showing. Online support was unhelpful and provided contradictory information about my funds. Now I’ll have to escalate this to the financial services ombudsman. AVOID AVOID AVOID!

1
Date of experience: Jun 12, 2025
Cole Reed
Poor customer service

1
Date of experience: Mar 04, 2025
Gerald Rogers
Confusing experience

I was completely unsure of what to do, but I received some help that made things a bit clearer.

1
Date of experience: Feb 10, 2025
Heywood
Run far away

As a professional in the sector with years of experience, I inquired about mortgage refinancing, and something feels very off behind the scenes. I strongly advise anyone considering refinancing to think carefully before engaging with this service.

1
Date of experience: Nov 01, 2024
Competitive interest rates

They offer very competitive interest rates and have great salespeople. If you plan ahead and manage your time well, they can provide excellent service.

4
Date of experience: Sep 18, 2024
Hazel Price
The worst experience

The worst! They tried to scam me out of $380 for a valuation that was never conducted, and now there's a data breach. AVOID!

1
Date of experience: May 24, 2024

Is this your business?

Claim your business profile now and gain access to all features and respond to customer reviews.

Business Details

  • loans.com.au offers you a smarter way to get your home loans and car loans settled. One of Australia's leading online lenders. Apply now. 

  • language https://loans.com.au

We use cookies to personalize your experience. By continuing to visit this website you agree to our use of cookies

More