Approx 2 yrs ago I got a letter from Lowell saying I owed them money.I asked the staff member to prove it,they said I had paid by cheque on 4 occasions.But I have never had a cheque book ,so I asked them to send me proof of the cheques,and the ammout of money I owed them.I have never heard from them again.As this company are not legalised debt collectors and cannot force entry nor enforce a debt,advice to others be aware.If I owed this money and they couldnt provide me with me copies of the cheques I asked for ,how legal are they?
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