lumi.com.au

4.9
4.9 Based on 81 reviews

Lumi takes the guesswork out of small business funding. We offer small business loans and lines of credit up to $1m to support your growth. Forget lengthy application processes and sneaky, hidden fees. Lumi is shaking up small business lending to provide...

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rkt30800
Slow response to credit application

I submitted a credit application to a service and was told I would receive a response within a few hours. However, I only got a reply seven days later. There may have been an issue with the intermediary.

2
Date of experience: Dec 22, 2025

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Business Details

  • Lumi takes the guesswork out of small business funding. We offer small business loans and lines of credit up to $1m to support your growth.

    Forget lengthy application processes and sneaky, hidden fees. Lumi is shaking up small business lending to provide you with fast access to finance that’s accurate, fair, and honest. We’re all about total transparency and are setting high standards for the fintech industry worldwide.

    A few other reasons why you'll love Lumi:

    - Application outcomes within a few hours
    - Loans from $10,000 - $1,000,000
    - Repayment periods of up to 5 years
    - No hidden fees or charges
    - No collateral needed for loans up to $300,000
    - Receive funds within the same business day
    - Customise your loan with Rate Ease, Payment Pause and Payment Holiday
    - No early repayment fees
    See more

  • email sales@lumi.com.au
  • call 1300005864
  • language https://www.lumi.com.au

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