lumi.com.au

4.9
4.9 Based on 81 reviews

Lumi takes the guesswork out of small business funding. We offer small business loans and lines of credit up to $1m to support your growth. Forget lengthy application processes and sneaky, hidden fees. Lumi is shaking up small business lending to provide...

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Average Rating

4.9

/
5

81 Reviews

5 Star
95%
4 Star
2%
3 Star
0%
2 Star
2%
1 Star
0%

All Reviews

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Review Time

rkt30800
Slow response to credit application

I submitted a credit application to a service and was told I would receive a response within a few hours. However, I only got a reply seven days later. There may have been an issue with the intermediary.

2
Date of experience: Dec 22, 2025
Erastus
Efficient process

The process was quick, efficient, and yielded fast results.

5
Date of experience: Dec 19, 2025
Lena Cook
Friendly and Supportive Team

The staff and owners at the company are all very friendly, helpful, and attentive to the cash flow needs of small businesses during the holiday season. They are thorough and willing to answer all questions, providing detailed explanations from the start.

5
Date of experience: Dec 18, 2025
Albert Anderson
Excellent experience

I had an excellent experience with the service. The platform is user-friendly, and the overall process is smooth and efficient. I highly recommend it.

5
Date of experience: Dec 18, 2025
Silverlinn
Exceptional service

It was very easy to work with them. The representative is always a pleasure to communicate with, returning calls and emails promptly. I have consistently received great service.

5
Date of experience: Dec 18, 2025
Malcolm Smith
Delayed response

I submitted a credit application to a service and was told I would hear back within a few hours. Unfortunately, I received a response seven days later. There might have been an issue with the intermediary.

2
Date of experience: Dec 17, 2025
Thor
Positive experience as a loyal customer

As a loyal customer, I find the documentation requirements to be fair. The team is responsive and eager to assist in achieving the desired outcome. However, I experienced some communication issues with multiple calls regarding the same compliance information despite already having submitted the necessary documents.

4
Date of experience: Dec 17, 2025
MrPilouF7692
Outstanding company

The process was super easy with great communication. I was very impressed with the service provided.

5
Date of experience: Dec 16, 2025
Lexi Lewis
Professional and prompt service

The service was professional and quick.

5
Date of experience: Dec 16, 2025
Attentive to customer needs

The service is attentive to customer needs.

5
Date of experience: Dec 16, 2025

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Business Details

  • Lumi takes the guesswork out of small business funding. We offer small business loans and lines of credit up to $1m to support your growth.

    Forget lengthy application processes and sneaky, hidden fees. Lumi is shaking up small business lending to provide you with fast access to finance that’s accurate, fair, and honest. We’re all about total transparency and are setting high standards for the fintech industry worldwide.

    A few other reasons why you'll love Lumi:

    - Application outcomes within a few hours
    - Loans from $10,000 - $1,000,000
    - Repayment periods of up to 5 years
    - No hidden fees or charges
    - No collateral needed for loans up to $300,000
    - Receive funds within the same business day
    - Customise your loan with Rate Ease, Payment Pause and Payment Holiday
    - No early repayment fees
    See more

  • email sales@lumi.com.au
  • call 1300005864
  • language https://www.lumi.com.au

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