The high yield savings rate is genuinely competitive and thats the only reason I opened an account in the first place. But getting money in and out of Marcus feels like it was designed by someone who has never actually needed access to their own funds. Transfers take days longer than any other bank I've used and theres no way to expedite it. For an emergency fund this is fine I guess, but call what it is, theyre holding your money hostage for a few extra days of interest.
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