I have eight credit cards and have never missed a payment. Despite my flawless record with this company since 2022, they informed me of an upcoming interest rate hike and a new annual fee of $99. I took out a personal loan to pay off six cards, but this company charged me $74 in interest that carried over to the next month's bill. They claim to assess interest daily, which is misleading. I find it ironic that they share a name with a toxic substance, and they are certainly living up to it!
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