I cannot recommend this bank or their credit card to anyone. It's best to steer clear of them as they engage in unfair practices. I was promised a zero interest charge, but upon reviewing the fine print, I discovered an annual fee of $40. While that may not seem significant, I wanted to avoid any charges unless I was making payments. Additionally, late fees and amendment fees apply, which is frustrating. After I destroyed my card and returned it, I received a letter indicating that I could still incur monthly fees. This is how many credit card companies profit. When I attempted to call, I couldn't reach the appropriate representative and only received automated messages, excluding the option to cancel my card.
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At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit.
Founded in 1997, Merrick Bank is FDIC insured and recognized as a top credit card issuer in the U.S. In total, we proudly serve nearly 3 million cardholders and have extended over $5.3 billion in credit.
We also provide consumer finance options to marine, RV, and horse trailer dealers throughout the country to help customers find new opportunities to get what they need for recreation.
With Merrick Bank's Merchant Acquiring Services and our Independent Sales Organizations, we support a wide range of merchant categories (including non-traditional businesses) and offer multinational and dynamic currency services, next-day funding, and daily reconciliation.See more
