I financed a van and was initially pleased with the payment terms, fully aware of the high interest rate. However, I agreed to multiple vans, but those deals fell through at the last moment. Eventually, I ended up with a van that had higher payments and more mileage, and I had to sign for it digitally without even driving it first. When I picked it up from the garage, it wouldn't start on the first day, leading me to pay extra to claim the warranty. This issue occurred seven times in the first six months, and they refused to cover recovery when it broke down, forcing me to pay for towing back to the garage. As a result, I couldn't work during the repairs, which caused me to fall behind on payments. Now, the van is outside my house, awaiting the finance company to retrieve it, leaving me with a debt of 19k for a vehicle worth at most 7k, after already paying over 2k in payments and additional repair costs.
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