They used to be very selective about who they insured so rates were significantly lower than other carriers. Not the case anymore. I recently inquired about my auto policy rate increase and was told that everybody’s rates were increased to cover claims. I haven’t had anything more than a parking ticket in almost 20 years but my rate was increased to pay for other peoples claims. I guess they have to pay for all those commercials too. On top of that, I was told that they weren’t “allowed” to reduce my homeowners coverage so that it is more affordable. $440k to rebuild an 1100 sq ft bungalow? $44k to rebuild a shed? Really? I seriously doubt it. I’m being forced to pay for more coverage than I want, or need. It’s like stealing. Looks like it’s time to do some policy shopping
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Insurance is our business. Service is our passion. The most important job is to be there for people when they need help the most. NJM offers auto, homeowners, condo, renters, & personal umbrella insurance to CT, MD, NJ, OH, and PA residents.
For over 100 years, we’ve provided great coverage without the use of mascots or repetitive jingles. When protecting some of life’s biggest investments — like your home or car — the most important thing is knowing you have the right coverage with an insurer you can trust.
We pride ourselves on being committed to our customers. That's why J.D. Power has presented NJM with their Auto Claims Certification, seven years in a row. Because at the end of the day, NJM will be there for you to provide great insurance, without gimmicks.
NJM is among the Mid-Atlantic's leading property and casualty insurers. Founded in 1913, NJM's mission is to provide value-based insurance solutions to its policyholders with the highest levels of service, integrity, and financial stewardship. The Company operates in a mutual fashion for the exclusive benefit of its policyholders. Headquartered in West Trenton, NJ, NJM employs nearly 2,500 workers. See more
