onepay.com

3.2
3.2 Based on 160 reviews

OnePay is a leading consumer finance app on a mission to help customers achieve financial progress. The company is backed by Walmart and Ribbit Capital and partners with licensed banks to offer digital banking services that empower consumers to save, spen...

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Sunni Seckinger Soleil Daniels
The Onepay Walmart Spend card sign up is ridiculous. I applied and was told I'd been given a $500 li

The Onepay Walmart Spend card sign up is ridiculous. I applied and was told I'd been given a $500 line of credit. I was also given a sign up promotion that if I spent $75 the first month they'd give me $35 cashback. As soon as I hit the $75 amount my account was closed. Did I need the stupid card? No. The $500 wasn't even going to boost my total credit limit worth anything. Lesson learned, don't sign up for an easy cashback promo. You'll just end up with a closed account, no cashback, and a new inquiry on your credit report for nothing. Don't offer sign up promotions if you're just going to close the account and not honor the promotion.

1
Date of experience: Mar 04, 2026

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Business Details

  • OnePay is a leading consumer finance app on a mission to help customers achieve financial progress. The company is backed by Walmart and Ribbit Capital and partners with licensed banks to offer digital banking services that empower consumers to save, spend, borrow, and grow their money — all in one place. OnePay is a financial technology company, not a bank. Loans through OneProgress Services LLC (NMLS ID 2460509) and banking services through OnePay are provided by Coastal Community Bank or Lead Bank, Members FDIC. OnePay Debit Card is issued by banking partners Coastal Community Bank or Lead Bank, Members FDIC, pursuant to a license by Mastercard® International Incorporated. To learn more about OnePay, please visit https://www.onepay.com.See more

  • call 6463748415
  • language https://onepay.com

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