This is by far the worst payment service provider I've encountered. They have hidden fees due to poor conversion rates and force you to convert money into local currency for purchases. Recently, my account was restricted without warning, and when I attempted to contact support for clarification and to appeal the restriction, they simply refused to provide any information and stated that the decision was final. If you have the choice to use another payment provider, don't hesitate.
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PayPal lets you send money to anyone with email. PayPal is free for consumers, and works seamlessly with your existing credit card and current account. You can settle debts, borrow cash, divide bills or split expenses with friends, all without going to an ATM or looking for your chequebook.