Easily the most disappointing payment service available. They impose significant hidden fees due to their poor conversion rates and require you to convert funds into local currency for any spending. Recently, they unexpectedly restricted my account without providing any explanation. I reached out to the support team to understand the situation and to appeal the restriction, but they refused to give me any details and stated that their decision was final and unappealable. If you have the choice to select a different payment provider, do not hesitate.
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PayPal lets you send money to anyone with email. PayPal is free for consumers, and works seamlessly with your existing credit card and current account. You can settle debts, borrow cash, divide bills or split expenses with friends, all without going to an ATM or looking for your chequebook.