petalcard.com

1.1
1.1 Based on 62 reviews

A high limit, low interest rate, no-fee Visa credit card designed to help you manage money and start building credit, even if you have no credit. Apply today....

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Clover Reed
Petal Play Real Dirty!

ISSUE #1: March 7, 2025 I bought an item from Best Buy. I returned the item less than 2 hours later as it did not work. On my statement Petal listed the -$64.19 and then promptly added $64.19 to my balance. This has NOT bee corrected and they indicate a balance $64.19 HIGHER than what it actually is. This will now be TWO months of interest they are collecting for a balance that does not exit. Petal wee informed of this obvious mistake via email on March 10, 2025. To date they refuse/have not corrected it and continue to charge interest on a balance NOT owed.ISSUE #2: On March 10, I wrote via e-mail, to Petal regarding the $100 increase. I reminded them that I have NEVER been late with my payment for well over a year, and NEVER gone over my limit, and also that their advertising regarding credit increases is false advertising. My income is NET over 1K per Week. Their advertising IS false, and is clearly stated to manipulate people to get their card. ISSUE #3: After all the above, this is where it get interesting. On March 28, 2025 I receive an email informing me that my payment is 2 days late. I NEVER received any payment reminder like I have all this time... BEFORE.... complaining to them about their services and shady practices (see #1 above) They also charged me $25 late fee! It is very obvious that this company resort to dirty games in the event you call their shady business practices and false advertising out out!! I did not receive any notification of payment due! Keep in mind, the amount they say I owe is incorrect by $64.19 (see #1 above) and they are charging me interest on it too! This Company's business practices need to be investigated! What they are doing is Fraudulent/False advertising. I could NEVER recommend this credit card to anyone. They will deliberately "forget" or "glitch" with their system in order to 'teach you a lesson" for speaking up about their shady business practices. Read ALL the reviews. They are not credible..

1
Date of experience: Mar 10, 2025

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Business Details

  • A high limit, low interest rate, no-fee Visa credit card designed to help you manage money and start building credit, even if you have no credit. Apply today.

  • language https://petalcard.com

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