Ever feel like you are constantly getting singled out and discriminated against because of your heritage? Well, then this card is definitely not for you. I have several credit cards in my wallet with limits over $10,000. About three years ago I foolishly applied for this Petal card. I was approved for a measly $1300 credit limit. I was shocked! Over the next three years I continued to play their foolish games by flawlessly completing what they call “leap challenges” which is a juvenile way this company makes you beg like a dog for a limit increase, only to decline the request by saying “ we are not considering increases at this time”. My credit score is close to 800 across all three bureaus, anytime I’ve used this piece of crap card, I have paid the balance down to zero by close of every billing cycle. I’ve been nothing but the perfect and responsible consumer. So, only one of two things or maybe both are going on here. They would like me to carry a large balance so they can charge me exorbitant interest rates, or, the one I truly suspect is that they do not like my Hispanic surname. I urge you to take this review to heart and definitely reconsider even thinking about opening an account with this sham operation. I’m not a person who uses the race card often or unseriously but this is the only excuse I can think of as to why it’s been three years without any consideration at all from Petal. The part that really gets you in the end is that when you have access to over $100,000 between several cards and you are two points away from an 800 credit score, this stupid racist card with this measly $1300 balance sticks out like a sore thumb and prevents you from moving forward. And, if you cancel the card, your length of credit metric takes a hit on your credit report. Seriously do not do business with this company. It will just be years and years of degradation and disappointment. Shame on you, Petal!
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