Absolute scam. Class-action level fraud. For starters, they will randomly decline purchases for no apparent reason despite plenty of available credit and nothing suspicious about the transaction whatsoever. There is no way to flag the transaction as valid. Customer service is closed on the weekends. Customer service employees are horrid, awful, rude creatures. Customer service employees have no authority to approve transactions. When you make a payment, it can take 1-2 weeks to post and show available credit. Company is likely running on fumes and creates all sorts of ways to reduce their liability in terms of you actually using their credit card that you are paying an $8 /month membership fee for. Don't be tempted. Stay away. Far, far, far, far away from this useless "credit card."
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