Had to cancel due to monthly fee, hurt my credit as I had for four years with responsible use. Glad I got rid of it ultimately with only $550 credit line over those 4 years and having no other CC limit below $5,000 out of my other 10 credit cards... Do yourself a favor and don't get this card it will hurt your credit closing it in the future if they decide to charge fees even if you have a 800+ credit score.
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