I was happy with my Petal card until this past week when I was notified that my Petal 2 card (no fees, lowest interest rate) was being downgraded to the Petal 1 Rise card (now will charge me $8 per month and increase my interest rate. I have never had a late payment and my credit score is now 780. No reason for this. And the only way to opt out of this change is to close the account, which will ding my credit score. For a company that helped me build my credit and now wants to force me to pay fees and use the card at a higher interest rate for no reason seems like shady business to me. AND I have rewards points that are unused and will be lost when I close the account (I don't currently have a balance to apply them to.) I have to call customer service to request the reward points be mailed to me by paper check or credited to my account directly but can never get a hold of them when I call. Shady, shady, shady.
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