PETAL canceled my card issued a new one because they said their dark web monitor had found my card listed. My credit score took a 40+ point hit directly by this action. I know because all my other credit cards for that month had a $0 balance. PETAL said they don't report canceled cards to the three credit rating agencies. The agencies said get a credit counselor because they aren't licensed to give advice. AFTER getting my new card with a different account number, next month my credit score went up 40+ points. OK I said, let it slide, no permanent damage done. TODAY I received the same letter every dissatisfied and disappointed PETAL customers got. My PETAL 2 card was downgraded to PETAL 1 with $8 per month fees. GREAT, OPTED OUT NATURALLY AND THEY FORCED ME TO CLOSE MY ACCOUNT TO DO SO!! TWO YEARS OF CREDIT HISTORY DOWN THE DRAIN. NEVER LATE, ALWAYS ON TIME AND THIS IS MY REWARD. CAN ONLY GUESS WHAT WILL HAPPEN TO THE AVERAGE AGE OF ALL MY CREDIT CARDS. KNOW IT WON'T HELP! SAVING GRACE, I HAVE A $0 BALANCE AT CLOSURE. NO MORE HASSLES FROM PETAL UNLESS THEY MAKE UP CHARGES FRAUDULENTLY.DON'T GET PETAL, BAIT & SWITCH BY PUTTING A GUN TO YOUR HEAD. ONLY WAY TO NOT HAVE TO PAY THESE $96 PER YEAR BOGUS FEES. ANY LAWYERS NEED A CLASS ACTION LAW SUIT FOR PETAL?
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