Subject: Unauthorized Charge – Urgent Refund Needed Hello, I am reaching out concerning an unauthorized charge that appeared on my credit card. I did not knowingly subscribe to or approve this payment. I demand an immediate explanation and a full refund to the original payment method. If this issue is not addressed promptly, I will take the following actions: • File a formal dispute with my bank • Report the situation to relevant consumer protection and fraud authorities • Publicize the matter through formal channels Please confirm urgently how and when the refund will be processed.
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