This bank is ok, if you don't expect any Xtra service. Especially, if you need bank account and don't have a physical permit for residency. But what I definitely wouldn't do is to apply for a credit card with this institution! Absolutely pointless. There are no benefits for you since you have to pay 50 francs fee for a year and they only give you a very small percentage of every purchase. Honestly, I really wonder what dumbass have came up with these conditions 🤔. A very surprising discovery for a Swiss Bank
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PostFinance is the number 1 in Swiss payment transaction services and e-finance, electronic account management.