Avoid if you can.
Missed a Direct Debit by one day because I hadn’t moved money into the account in time. Realised straight away, paid it the next day by debit card — issue sorted, or so I thought.
They still reported it as a late payment to credit agencies, and it has sat on my credit file for years over a 24-hour delay.
Yes, technically it was “late” — but zero common sense or flexibility shown for a one-off mistake that was fixed immediately
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Whether it's for personal or business use, insurance is essential for most of us. Since 1988, we have helped millions of businesses and individuals pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premium up front.
But that’s not all. We also provide the finance to pay annual costs such as professional fees, membership subscriptions, commercial service charges and school fees.
Today, we have over 2.1 million customers using our service and technology to process 24 million Direct Debits and fund advances of £3.6 billion. That's why we're the number one insurance premium finance company in the UK and Ireland.
Headquartered in Leatherhead and Dublin we employ over 350 colleagues, including field-based employees providing local coverage across the whole of the UK and IrelandSee more
