premiumcredit.com

3.9
3.9 Based on 41 reviews

Whether it's for personal or business use, insurance is essential for most of us. Since 1988, we have helped millions of businesses and individuals pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premiu...

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Average Rating

3.9

/
5

41 Reviews

5 Star
65%
4 Star
8%
3 Star
4%
2 Star
4%
1 Star
20%

All Reviews

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Review Time

david hunter
It reduced my insurance first time in year's on a renewal, but didn't tell me i had to contact them

It reduced my insurance first time in year's on a renewal, but didn't tell me i had to contact them to actually renew my insurance for the following year as everyone else just automatically renews unless stated.so furious that I had to contact them and worked out i lost the savings because I was offered a more expensive quote because I had to pay a deposit 😡

5
Date of experience: Mar 03, 2026
Donnie MacDonald
Everything very easy and straightforward except when I went to sign my agreement on line via “ Virtu

Everything very easy and straightforward except when I went to sign my agreement on line via “ Virtual Assistant “ Had to wait a very long time but no response so I had to contact a very understanding “ real” person who was going to send me out a paper copy for me to sign.To date this has not arrived!!!

4
Date of experience: Mar 01, 2026
James W Lewis
Do not accept finance from these crooks through your insurance company, They chaged me £125 for supp

Do not accept finance from these crooks through your insurance company, They chaged me £125 for supposedly not filling in a direct debit mandate but some how took it by direct debit, The web site where they insist you must go one is useless and down often, I did not take out any policy online so why should i have to go online and do something that is not required legally. I am going to the FCA about these theives. Do yourself a favour and go elsewhere or dont have finance it funds horrible people like these

1
Date of experience: Feb 23, 2026
Leonard Mcardle
The insurance set up was straight forward and easy to understand even though I'm not great when it c

The insurance set up was straight forward and easy to understand even though I'm not great when it comes to technology but was straight forward enough.Keep up the good work your company do.

5
Date of experience: Feb 19, 2026
James Power
The emails, apon emails, when re-newed, demanding I, sign this credit agreement, or I will be charge

The emails, apon emails, when re-newed, demanding I, sign this credit agreement, or I will be charged £25. You have till this date. The way the email is sent, is very rude and makes you feel like, your done something wrong. They need to notice, that they need our business, not the other way round. It’s been took over by these people, and just from the emails it seems, there very dominating and demanding, and if you don’t do as ask, like a good little boy you get fined lol. It just throws me off lol they need our business not the other way round.

3
Date of experience: Feb 19, 2026
Rebecca
Premier Credit Corporation (premiercredit.com) Review Overall Rating: ⭐⭐⭐⭐ (4/5) I’ve been a custo

Premier Credit Corporation (premiercredit.com) Review

Overall Rating: ⭐⭐⭐⭐ (4/5)

I’ve been a customer of Premier Credit Corporation for 6 months now – I turned to them when I needed to finance my car insurance premium and couldn’t cover the full amount upfront.

From the start, the process was smooth and straightforward. The online application took just a few minutes to fill out, and the team explained all the terms clearly so I knew exactly what I was signing up for. I was approved within hours, and the funds were sent directly to my insurance provider, so my car coverage was in place without any delays – which was crucial since I rely on my vehicle for work.

What’s impressed me most in these first few months is their customer service. When I had a question about adjusting my payment date to align with my payday last month, they got back to me quickly and were happy to help. I’ve been making my monthly payments on time, and I’m already seeing positive movement in my credit score since they report to all major bureaus. The payment plan was set up to match my budget, which has made managing the cost really easy.

While the interest rate is higher than what traditional banks offer, that’s understandable given they work with customers who might not have perfect credit. For me, being able to get the mandatory car insurance I needed and start building better credit has been a great benefit.

So far, it’s been a positive experience, and I’d recommend them to anyone looking for a reliable way to finance car insurance or other expenses when paying upfront isn’t an option.

5
Date of experience: Feb 13, 2026
Eliud Kimutai
Here's a sweet 5-star comment for you: ⭐⭐⭐⭐⭐ FIVE STARS ALL THE WAY! Absolutely incredible service

Here's a sweet 5-star comment for you:
⭐⭐⭐⭐⭐ FIVE STARS ALL THE WAY!

Absolutely incredible service from Premium Credit! Making my insurance payments has never been easier – the process is so smooth and hassle-free. But what really stands out is their customer service team – they’re so warm, helpful and genuinely lovely to deal with. Couldn’t ask for more! Highly recommend to everyone!

5
Date of experience: Feb 13, 2026
a.n.adventure
These documents are not very easy if you’re very dyslexic, the only way you can communicate is by th

These documents are not very easy if you’re very dyslexic, the only way you can communicate is by the help message system which makes you feel inadequate due to the fact you can’t read properly or write the answers. Biggest thing is what was agreement for there’s not enough

3
Date of experience: Feb 13, 2026
SB55
Excellent lending solutions with a smooth process!

The service offers fantastic lending options! The entire process is seamless, professional, and clear, with competitive rates that are very affordable. Ideal for drivers seeking flexible and dependable financial assistance.

5
Date of experience: Dec 28, 2025
Carol Anne Price
Smooth and Simple Contract Setup with the Service

I have effortlessly initiated my contract with the service, which has graciously provided the financial assistance I needed. I'm pleased with the experience and would recommend this option to anyone interested in making monthly payments in installments. Thank you.

5
Date of experience: Dec 25, 2025

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Business Details

  • Whether it's for personal or business use, insurance is essential for most of us. Since 1988, we have helped millions of businesses and individuals pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premium up front.

    But that’s not all. We also provide the finance to pay annual costs such as professional fees, membership subscriptions, commercial service charges and school fees.

    Today, we have over 2.1 million customers using our service and technology to process 24 million Direct Debits and fund advances of £3.6 billion. That's why we're the number one insurance premium finance company in the UK and Ireland.

    Headquartered in Leatherhead and Dublin we employ over 350 colleagues, including field-based employees providing local coverage across the whole of the UK and IrelandSee more

  • language https://www.premiumcredit.com/

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