I am extremely frustrated and disappointed with this company. I had a prepaid card with a balance of $2,500, which never worked from the beginning. I reached out to their customer service multiple times, requesting a replacement card. Every time, I was assured that I would receive it, but nothing ever came through. Despite my repeated attempts to resolve the issue, I was left waiting with no follow-up or resolution.When I escalated the issue by contacting BHN, they directed me to contact the company via email. However, my experience only became more frustrating as I went back and forth in communication. Initially, they told me that a replacement card would be sent after mentioning Canadian consumer protection laws regarding gift card expiry.Hi, and thanks for getting in touch with us about your expired card. "Good news, your card is eligible to be reissued! Your expired card can be reissued for a fee of $10.00. Please reply to this email confirming your mailing address, once received we will reissue a new gift card which you can expect to receive within 7-10 business days. Hello and thank you for contacting us. To better assist you, please provide us with a call at 888-794-3828 or 877-325-8444. If you have any other questions, reply to this email and we’ll be happy to help! Take care,Prepaid Customer Support "And now they are changing their stance. This was a clear attempt to sidestep my valid concerns and deny me access to my funds. The way this company operates seems dishonest, and it feels like they are simply trying to take advantage of customers and steal money by making it nearly impossible to get a replacement or refund. Mind you this is happening since one year nowI am writing to formally dispute the forfeiture of funds on my prepaid card and to request a fair resolution in accordance with Canadian consumer protection laws. The funds on the card are my property, and I believe the forfeiture of these funds, without a reasonable resolution, is in violation of principles of fairness and may not be consistent with the applicable legal standards.The amount in question is not a small sum—$2,500 is a significant amount of money. The loss of these funds without adequate recourse is unacceptable, and I am requesting that the situation be resolved in a manner that is fair, transparent, and compliant with applicable legal standards.I acknowledge that the card has expired; however, I would like to bring to your attention that under Canadian regulations, such as the Prepaid Payment Products Regulations under the Bank Act, consumers are entitled to certain protections with respect to prepaid cards. These regulations are designed to prevent unfair practices, including the forfeiture of funds without adequate alternatives, such as reissuance, refunds, or an extension of the expiration date.Additionally, the card was purchased with my AMEX card. I would like clarification as to whether this impacts the resolution process or whether it is relevant to any alternative options available.Furthermore, I am seeking an explanation as to why this issue has been going back and forth. You previously communicated that the card would be renewed, and I relied on that commitment. However, I am now being informed that the situation is no longer being addressed as previously agreed upon. This lack of consistency and failure to follow through is concerning and warrants further attention.I kindly request that you review my case and provide a resolution that is compliant with applicable consumer protection laws, including reissuing the card, refunding the balance, or extending the expiration date. If necessary, I request that this matter be escalated to a supervisor or legal department for further review and action.If this matter is not resolved in a satisfactory and legally compliant manner, I will have no choice but to explore further actions, including filing a formal complaint with the Financial Consumer Agency of Canada (FCAC) or pursuing legal avenues for recovery of my funds.Thank you for your immediate attention to this matter. I expect a prompt and comprehensive response to ensure compliance with the relevant legal standards.@response - did you read my message? What have I been doing until now?
Claim your business profile now and gain access to all features and respond to customer reviews.
