prosper.co.uk

4.2
4.2 Based on 219 reviews

Prosper was founded to bring More for You by maximising our members’ potential wealth. We provide pensions, investments (both public and private) and savings accounts that have clear charges. And we keep them low. With Prosper’s flexible Stocks and Shar...

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Mrs Webb
Be warned

Tried to open an isa account but they need to do more checks, because their software struggled to match a modern passport and my live video - that’s was days ago and now the ISA rate has reduced. They then send me a very invasive survey basically trying to assess if I had received any inheritance or was likely too, are your parents alive, if so how old are they?!?!? Wow, and all I wanted was an isa…The welcome e-mail is laughable…“ I have also grappled with terrible software. I can’t count the number of times I tried to log in to various pensions and investment services and found them out for maintenance. And super hard to log in to. Or to have a terrible mobile app; or worse, no mobile app at all”They need to have more robust software before articulating their concerns about other platforms…Invasive communication and ineffective tech

1
Date of experience: Apr 04, 2026

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Business Details

  • Prosper was founded to bring More for You by maximising our members’ potential wealth. We provide pensions, investments (both public and private) and savings accounts that have clear charges.
    And we keep them low.

    With Prosper’s flexible Stocks and Shares ISA, you get:

    No platform or transfer fees
    Refunded fund fees on over 30 top ETFs (BlackRock, Vanguard and more)
    Real human support when you need it

    Our pensions (Self Invested Pension Plans) are also free to open and free to fund.

    We charge no platform or transfer fees to move your existing pensions or ISAs to Prosper.

    We have market beating cash savings rates on fixed, easy access and notice accounts and again, we take the absolute least possible interest for ourselves that we can so that we can pass on as much value to you as possible.

    Recently we have brought our members private markets funds and we intend to much more in the app to bring private markets to our sophisticated investors with a simple interface.

    Our members benefit from zero fee access on 30 index funds from the world's leading asset managers, zero platform fees and zero transaction fees. In the future, we will charge members a fair platform fee and low, fair and transparent fees for any other investment products we think represent great value.


    Prosper founder and CEO Nick Perrett and Chairman Ricky Knox have previously worked together building Tandem Bank. The company is backed by the founders of Monzo, Capital One and Admiral and other leaders in financial services.
    See more

  • language https://prosper.co.uk

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