Their customer service rely on AI so heavily that I wish you good luck reaching an actual human beings there, if you have a problem.24 hours after sending the money from my bank I didn't see the money received on the Prosper app. I contacted Prosper and kept receiving AI generated generic answers that didn't answer where my money was. It took 3 hours of chasing for them to actually have a human being looking into it.So if you consider opening an account with them, think about it: If you have any issue, let's say you open your Prosper App and your money is gone, vanished, or any other serious issue, will you be fine waiting around for 3 hours while panicking until they finally send someone to look into it ?That is what happen when a bank invest so heavily in AI and so little in actual human beings. The quality of customer service goes down.I will personally invest my money elsewhere based on that first hand experience.
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Prosper was founded to bring More for You by maximising our members’ potential wealth. We provide pensions, investments (both public and private) and savings accounts that have clear charges.
And we keep them low.
With Prosper’s flexible Stocks and Shares ISA, you get:
No platform or transfer fees
Refunded fund fees on over 30 top ETFs (BlackRock, Vanguard and more)
Real human support when you need it
Our pensions (Self Invested Pension Plans) are also free to open and free to fund.
We charge no platform or transfer fees to move your existing pensions or ISAs to Prosper.
We have market beating cash savings rates on fixed, easy access and notice accounts and again, we take the absolute least possible interest for ourselves that we can so that we can pass on as much value to you as possible.
Recently we have brought our members private markets funds and we intend to much more in the app to bring private markets to our sophisticated investors with a simple interface.
Our members benefit from zero fee access on 30 index funds from the world's leading asset managers, zero platform fees and zero transaction fees. In the future, we will charge members a fair platform fee and low, fair and transparent fees for any other investment products we think represent great value.
Prosper founder and CEO Nick Perrett and Chairman Ricky Knox have previously worked together building Tandem Bank. The company is backed by the founders of Monzo, Capital One and Admiral and other leaders in financial services.
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