prosper.com

4.5
4.5 Based on 679 reviews

...

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Kent Kelly
Terrible experience, untrustworthy service.

My experience was dreadful with this service. I took out a loan and ended up being scammed significantly. I paid $7,000 in interest on a $14,000 loan. My credit score was 680 at the time, and I was assured a 6% interest rate, but it turned out to be over 50%. Additionally, they deducted a $500 fee before the funds reached my account. The application process included fine print allowing them to electronically sign on my behalf once approved, which they exploited. I’m relieved that I’m nearly finished paying off this awful service. Please learn from my mistake and avoid them.

1
Date of experience: Jan 21, 2026

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