The products from Coastal Community Bank, which Prosper is one of are horrible. If you are being targeted by them, you are problem experiencing credit problems or have, this is the bottom feeder approach they have. Be warned, their customer support is horrendous and they quite frequently reduce credit lines or cancel accounts. This can make your situation even worse.
If they had a good product they would not have to try to change names and hide who they are. I would recommend people avoid Prosper and the other brands associated tiwht Coastal Community
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