I recently closed a HELOC with Quontic Bank and have a very good experience working with the team.
Marcelo guided me from the beginning, and Recommended handling the application by email which made the process faster and more efficient than I expected.
PATRICIA help coordinate documentation and kept things moving .
Ray Made sure the application process stayed on track and respected my time.
Vicky handled the final closing steps smoothly..
The loan itself was a bit more expensive than traditional options, but timing was very important for me and the team delivered when it mattered most.
Overall , I appreciate their responsiveness, professionalism and ability to get the transaction completed efficiently.
I live in Queens NY and this Quontic team is in Miami and processed and closed in my house 3/26/2026 started application around Feb 10 2026 .
Thank you to the entire Quontic team .
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Quontic is the adaptive digital bank that empowers its customers financially while embracing their diverse circumstances. Quontic’s disruptive banking platform reimagines traditional banking with adaptive lending and innovative deposit products that transcend legacy banking inequities. The bank focuses on truly understanding and serving the underdogs, entrepreneurs, gig-economy workers, immigrants, and more with a curated banking experience as opposed to a one-size-fits-all banking approach.See more