I've moved enough big chunks of money to and from this site to become confident that it is legitimate. My local bank doesn't bat an eye moving money there and any incidental talk with my local bankers on Raisin seems to reinforce that it is a legitimate site they are very well aware of.
The site is straightforward enough. The security measures have not been overbearing. Raisin is good as a one stop shop to get 99% of the interest out there without having to open accounts at endless banks shopping for the best rate and it is an easy way to consolidate tax forms on your interest earned.
If you open accounts at credit unions, you will get monthly paper notices through the mail which is annoying and which you can't seem to opt out of, even if you have only $0 to $5 in that account. Small drawback.
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